Finance Calculator (C63)

Choose Your Finance Option

  • 14.9% APR Representative
  • £100 minimum deposit required
  • Nothing to pay for 4 months from installation
  • If you clear your balance within 4 months of your installation, then no interest is charged (just a £29 early settlement fee)
  • Fully protected for added peace of mind

Calculate your monthly payments

Use our finance calculator to work out how much monthly payments to suit your budget.

£4,400

The approval of your application depends on your financial circumstances and borrowing history. Hammonds Furniture Ltd acts as a credit broker and not the lender. Novuna Personal Finance acts as the lender.

Estimated cost for this finance option

60 monthly repayments of:
£103.52
Cash Price:
£4,400.00
Deposit:
£100.00
Amount borrowed:
£4,300.00
Loan period:
64 months
4 month deferral period
Representative APR:
14.9%
Rate of Interest:
14.9% p.a
Total payable (inc. deposit):
£6,311.20
Early settlement fee:
£29.00

Representative Example

Cash Price:
£4,400.00
Deposit:
£100.00
Amount borrowed:
£4,300.00
Loan period:
64 months
4 month deferral period
Interest rate:
14.9% p.a fixed
Representative APR:
14.9%
60 monthly repayments of:
£103.52
Total payable (inc. deposit):
£6,311.20
Early settlement fee:
£29.00

There is also the option of a Cash Payment. Perfect if you’re looking to make the process of picking up your fitted furniture on finance as simple as possible. An initial 25% deposit upon agreement, followed by 65% payable 15 working days before delivery. Lastly, a final 10% payable on day of completion of your new fitted room.

Credit is subject to status and affordability. Terms & Conditions Apply. Hammonds Furniture Limited Nutts Lane, Hinckley, Leicestershire, LE10 3QQ FCA Register no. 666837 is a credit broker, not the lender and is authorised and regulated by the Financial Conduct Authority.  Credit is provided by a panel of lenders with whom we have a commercial relationship (so we cannot provide independent advice).

Copyright © 2026 - All Rights Reserved | Hammonds | Company Reg. No. 1320508 registered in England and Wales. VAT No. 729855582. Registered Office: Hammonds Furniture Ltd, Nutts Lane, Hinckley, Leicestershire, LE10 3QQ. Credit is subject to status and affordability. Terms & Conditions Apply. Hammonds Furniture Limited Nutts Lane, Hinckley, Leicestershire, LE10 3QQ FCA Register no. 666837 is a credit broker, not the lender and is authorised and regulated by the Financial Conduct Authority. Credit is provided by a panel of lenders with whom we have a commercial relationship (so we cannot provide independent advice). *Sources for statistics: 1) https://fittedwardrobes.com/fitted-wardrobes/fitted-wardrobes-vs-freestanding/ 2) https://www.storage.co.uk/national-declutter-week-2010/clutter-survey-results?utm_source=chatgpt.com 3) https://www.idealhome.co.uk/news/30-therapeutic-tidying-tasks-187433?utm_source=chatgpt.com 4) https://www.storage.co.uk/national-declutter-week-2010/clutter-survey-results?utm_source=chatgpt.com